You must read and agree with the following Terms & Conditions in order to use our website.

Fellowship Baptist Church (Here after referred to as FBC (COBOURG)) Legal Disclaimer

LEGAL DISCLAIMER

THE FOLLOWING CONSTITUTE THE TERMS OF A LEGAL agreement between you and Fellowship Baptist Church (Cobourg). Please read this Terms and Conditions document carefully before accessing or using the FBC (COBOURG) Website. By accessing, browsing and/or using this Website ("Site"), you acknowledge that you read, understand and agree to be bound by these Terms and to comply with all applicable Canadian and U.S. laws and regulations. If you do not agree to these Terms, do not use this Site. FBC (COBOURG) may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the service shall be deemed your conclusive acceptance of the modified agreement.

Restrictions of Use of Site

FBC (COBOURG), its subsidiaries and affiliates (collectively "FBC (COBOURG)") hereby authorize you to copy the materials published by the FBC (COBOURG) on this Site (the "Materials") exclusively for non-commercial use by you personally or within your organization. The design and layout of the Site are specifically excluded from the Materials. No other use of the Materials is authorized. In consideration of this authorization, you agree that any copy of the Materials (or any portion of the Materials) that you make shall retain all copyright and other proprietary notices contained herein or therein.

Property Rights

The products, technology and/or processes described in this Site may be the subject of intellectual property rights reserved by FBC (COBOURG) or other third parties. Nothing contained herein shall be construed as conferring to you in any manner, whether by implication, estoppel or otherwise, any license, title or ownership of or to any intellectual property right of FBC (COBOURG) or any third party.

General Disclaimer

The materials have been compiled by FBC (COBOURG) from internal and external sources. However, while FBC (COBOURG) has attempted to provide accurate information on the Site, no representation is made or warranty given as to the completeness or accuracy or currentness of the Materials. In particular, you should be aware that the Materials may be incomplete, may contain errors or may have become out of date. You should therefore verify information obtained from this Site before you take any action upon it.

THE INFORMATION PROVIDED ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

FBC (COBOURG) SHALL NOT BE LIABLE FOR ANY DAMAGES SUFFERED BY OR INJURY CAUSED TO YOU, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL AND/OR INCIDENTAL DAMAGES, RESULTING FROM YOUR ACCESS TO, OR INABILITY TO ACCESS, THIS SITE, OR FROM YOUR RELIANCE ON ANY INFORMATION PROVIDED IN THE SITE.

Links to Third Party Websites: Framing

This Site may provide links or references to other sites, including but not limited to sites provided by government bodies, securities regulators, securities exchanges, and news wire services; FBC (COBOURG) has no responsibility for the content of these other sites, does not make any representations or give any warranties with respect to any information contained in or at these other sites and shall not be liable for any damages or injury arising from the content of these other sites. FBC (COBOURG) does not endorse companies or products to which it has provided links. Any links to other sites are provided merely as a convenience to the users of this Site and; if you decide to access any of the third party sites linked to this Site, you do so entirely at your own risk. FBC (COBOURG) reserves the right to terminate any link or linking program at any time. There may be circumstances where access to this Site is provided by a hypertext link located at another website. FBC (COBOURG) does not make any representations or give any warranties with respect to any information contained in or at these other sites and FBC (COBOURG) shall not be liable for any damages or injury arising from the content of these other sites. FBC (COBOURG) does not endorse the individuals, companies or other similar entities, or any products or materials associated with such individuals, companies or other similar entities, which provide a link to this Site at their websites. Unless approved in writing in advance by FBC (COBOURG), you agree not to:

(a.) provide or create a link to this Site; and

(b.) create any frames at any other websites pertaining to any of the Materials located at this Site. Contact FBC (COBOURG) webmaster to seek approval for linking to the Site.

Updates

Certain information of historical and/or archival nature is made available on the Site -- including, but not limited to; press releases and financial reports -- portions of which may become superseded or may be updated or corrected. FBC (COBOURG) does not make any representations or give any warranties with respect to the currentness or completeness or accuracy of such information and shall not be liable for any damages or injury arising from reliance on such information. The Materials published on this Site may include technical inaccuracies or typographical errors. Changes -- including, but not limited to, quoted prices -- may be made periodically to the Materials. FBC (COBOURG) may also make improvements and/or changes in the products and services and/or the programs described in the Materials at any time without notice. FBC (COBOURG) shall have the right to revise these Terms at any time by updating this posting. By using the Site, you agree to be bound by any such revisions and should therefore periodically visit this site to determine the then-current Terms to which you are bound.

User Communications

FBC (COBOURG) is under no obligation to refrain from reproducing, publishing or otherwise using communications you send to or receive from this Site or otherwise send to or receive from FBC (COBOURG) by electronic mail or other electronic means, including any ideas, inventions, concepts, techniques or know how discussed therein, for any purpose, including the developing, manufacturing and/or marketing of products or services incorporating such information. You hereby give FBC (COBOURG) your consent to use data about you obtained from communications you send to or receive from this Site or otherwise send to or receive from FBC (COBOURG) by electronic mail or other electronic means.

Internet Broadcasting & Sermon Downloads

As a service to our members and the general public FBC (COBOURG) provides recorded and downloadable versions of the messages stated at each service. The comments or viewpoints made therein do not necessarily reflect those of FBC (COBOURG).

Governing Law and Jurisdiction: Compliance with Laws

Access to this Site is governed by Canadian Law and or/ the laws of the Province of Ontario. Any legal action or proceeding relating to your access to, or use of, this Site shall be instituted only in a provincial or federal court located in Toronto, Ontario, Canada. You and FBC (COBOURG) agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

Waiver

No delay or omission by FBC (COBOURG) to exercise any right occurring upon any non compliance on your part with respect to any of the terms of this Agreement shall impair any such right or power or be construed to be a waiver thereof. Any waiver by FBC (COBOURG) of any of the covenants, conditions or agreements to be performed by you shall not be construed to be a waiver of any succeeding breach thereof or of any covenant, condition or agreement herein contained.

Fellowship Baptist Church (Cobourg) Privacy Policy

The Fellowship Baptist Church (Cobourg) website is provided as a service to our church members, attendees and the Christian world at large. It contains a wealth of information and resources that will enrich all Christians. It also provides a door to salvation, that can be opened by people who are not aware of whom the world’s Saviour is – Jesus Christ.

We respect and are committed to protecting your privacy. This Privacy Policy informs you about your personal information and how it is processed and used.

These policies are only in effect for the web pages and their content, newsletters, registered member’s lists, forums, private messages and site statistics. If you use a hyperlink from within our site to access an external site we take no responsibility for their content or privacy polices. Please review the privacy policies of that site when visiting.

Cookies

A cookie is a small piece of data that is sent to your browser from our web server and stored in your computer’s hard drive. A cookie cannot read data off your hard drive or read cookie files created by other web sites. Cookies do not damage your system. Our site uses cookies to identify user preferences; login names and passwords to allow you personalization and access to the registered member’s location ‘Your Account’. If you have setup your internet browser not to accept cookies then your experience at our site and other web sites may be diminished and some features may not work as intended.

Other User Information

We may request your e-mail address or mailing address for the purposes of conducting surveys to provide you with additional services (for example, subscriptions to e-mail newsletters, announcement lists or information about upcoming events or seminars). We maintain a strict NOSPAM policy that means we do not intend to sell, rent or otherwise give your e-mail address to a third party.

Site Statistics

Our site maintains detailed statistics. None involve collection of any information on our registered users. They record: type of browsers, operating systems (derived from ‘type of browsers’), pages visited, number of visitors and a myriad of stats on timelines for visitations. These statistics enable us to determine popularity of content on the site’s pages. For example, if it is shown through these statistics that no one ever visits page ‘x’, then that would prompt us to re-evaluate it’s usefulness to the visitor. If the information contained therein is still deemed to have value then we would place an announcement on the home page to induce visitors to view it.

Children’s On-Line Privacy

Fellowship Baptist Church (Cobourg) places the on-line privacy and safety of our children in the highest regard. Site registration may be done by children under 13 years old; we have no way of knowing this. So it is imperative that the parents of children become involved with their child’s access to the Internet. Many browsers and operating systems provide options for the limiting of on-line time, exclusion of offensive sites and other third party software such as Net Accountability that can provide high levels of restrictions. A great resource for kids and parents is www.protectkids.com.